By accessing or using Datum FI ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
Datum FI is an educational and informational tool only. All projections, simulations, Range outputs, and analyses provided by the Service are hypothetical and based on mathematical models. They do not constitute financial, investment, tax, or legal advice. They are not personalized recommendations.
Nothing in the Service should be relied upon as the sole basis for any financial decision. Always consult a qualified financial professional before making financial decisions.
Datum FI is not a registered investment advisor, broker-dealer, financial planner, or tax advisor. The Service is not subject to Regulation Best Interest (Reg BI) or fiduciary standards applicable to registered advisors. No advisory relationship is created by your use of the Service.
The Service is provided "as is" and "as available," without warranty of any kind, express or implied. We do not warrant that:
Past performance does not guarantee future outcomes. All projections are hypothetical.
To the maximum extent permitted by law, Datum FI and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Service, including but not limited to financial losses arising from decisions made based on Service outputs.
You agree not to:
All content, design, models, and code in the Service are the intellectual property of Datum FI. You may not reproduce or redistribute any portion of the Service without written permission.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Florida.
Any dispute arising from these Terms or your use of the Service shall first be submitted to informal mediation between the parties. If mediation fails to resolve the dispute within 60 days, disputes shall be resolved exclusively by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. You and Datum FI each waive any right to participate in a class action, class arbitration, or representative proceeding. Each dispute must be brought on an individual basis only. This arbitration clause shall not apply to claims that cannot be waived under applicable law.
You agree that:
Datum FI may suspend or terminate your access to the Service at any time for: (a) material breach of these Terms; (b) abuse of computational resources; (c) fraudulent activity; or (d) conduct harmful to other users or the Service. You may terminate your account at any time by submitting a deletion request via the Data Subject Request form. Termination does not release either party from obligations that accrued prior to termination.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect. These Terms, together with the Privacy Policy and any additional policies posted on the Service, constitute the entire agreement between you and Datum FI with respect to the Service, and supersede all prior agreements, understandings, and representations.
We reserve the right to update these Terms at any time. The effective date above reflects the last revision. Continued use of the Service after changes constitutes acceptance of the revised Terms.
For questions about these Terms: [email protected]